Most of the debtor has some basic question regarding debt collection agency.
Is debt collection agency call late at night for collecting debt?
No one collection agency can call the debtor at late night for debt collection age per the federal rule set by the
Is verbal agreement enforceable?
No verbal agreement is enforceable with the collection agency. Only the written agreement is acceptable by the law .Written document properly stamped and signed by both part is only acceptable.
Can collection agency leave message in my answering machine ?
Yes the collection agency can be able to do that, till you properly inform them to give message in your answering machine.
Collection agencies don’t have the right to leave message in the employer answering or your relative answering machine.
Collection agency harassing me with the debt amount which as per my knowledge I don’t owe?
Send them a legal notice for clarify the debt .After that they can contact you for detail information .They can also sue you if they are detail that you take debt from them.
Does the fair debt collecting act applicable only for the public and credit card association?
The federal rules and act need to follow by each and every collecting agency they don’t need to go out of the rules made by US Govt.
Does the collection agency can accept my partial payment?
There is no rules that collection agency can accept the partial payment of the installment, but if there is any clause mention in the agreement with the collection agency than there is possibility.
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