Credit card is now become a great use for the people .People are not willing to carry currency with them for shopping as it is uncomfortable and also risky.
You can able to buy a toothpaste to car and bug low from your credit card if you have good credit r limit.
American are the biggest consumer goods user in the world so their credit card bill always comes in huge amount and the delay in payment will increase the debt many time with the addition charges and with interest .
Some time people are unable to pay these huge bill but they are not informed this matter to the credit card company so the company unable to help them.
If they disclose all the problem with the individual then, credit card company will some time ask to pay some amount and other part they ask to pay in small installment some time they waive up the addition charges and the some portion of interest of the debtor. If you are not inform this matter to the credit card company they not understand your problem and it will effect on your credit rating.
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